Skip to content

For investors across Europe

Everything you own, read like a terminal.

Your portfolio across brokers, currencies and tax-advantaged accounts — with the dividends forecast and the tax already worked out. Property and company health next.

Notify me at launch See what it does

Ratio Radar™ · your portfolio

Yield, growth, how it did against the index, how spread out it is, what the account's tax treatment hands back, and how much rides on one position — each scored 0-10 and recomputed per account.

Illustrative preview — not real data

The problem

Your money is in six places and none of them agree.

A brokerage account in one currency, a tax-advantaged one in another, a flat with a mortgage against it, and a broker statement that tells you what you hold but not what it earned, what the tax took, or what any of it is worth together. The spreadsheet that answers it is out of date the day after you build it — and it is the same spreadsheet every year, because the awkward part is not the arithmetic, it is which rules apply to which account.

The product

One lane shipped. Two on the way.

Shares and ETFs today. The flat you rent out and the company you are building next — measured the same way, so you can finally compare them.

Available now

Investment portfolio

Import a statement from your broker and get the whole position: holdings at live prices, every transaction, and what it is all worth in your own currency.

  • Holdings, transactions and cash across as many accounts as you hold
  • Live prices, and FX so dividends paid in three currencies land in one
  • Dividends forecast ahead, then reconciled against what the broker actually paid
  • Tax treatment per account, because a general account and a tax-advantaged one are not the same money
  • A dividend calendar, income by month, and a year of income at a glance

Planned

Property, as an investment

A flat you rent out is an asset with a return, not a line in a spreadsheet. The plan is to treat it like one — and to compare it with your shares on the same basis.

  • Return on what you actually put in: rent received against mortgage, costs and the capital tied up
  • Market value from comparable sales nearby, not a number you type in and forget
  • Mortgage, maintenance and running costs tracked over the life of the property
  • Capital gain to date, and what tax would take of it if you sold
  • One net worth: the flat, the shares and the pension wrapper in a single figure

Planned

Company health

The Ratio Radar started here — a single read on a young company. It comes back once the investment side is solid.

  • Runway and burn, read at a glance rather than rebuilt in a spreadsheet
  • Grants with their milestones and reporting deadlines
  • Traction next to the money, so one explains the other
  • The six-axis score this product is named after

Where it works

Built for Europe, not translated into it.

Most portfolio tools are built around one country's tax code and bolted onto the rest. RATIO starts from the opposite end: 36 countries across the EU and EEA, plus the UK and Switzerland, each with its own currency and its own rules about what you owe and when.

In 15 of them there is a tax-advantaged account that works differently from an ordinary brokerage one — and RATIO treats them differently, because a dividend inside one is not the same money as a dividend outside it.

A portfolio that spans two countries and three currencies is the normal case here, not the edge case.

Account types it understands

  • ISA
  • ISK
  • PEA
  • PIR
  • TBSZ
  • ASK
  • OST
  • DIP
  • Pillar 3a
  • IKE
  • IKZE
  • OIPE
  • and more

Plus the plain brokerage account everywhere else. Tell RATIO where you are tax resident and it applies that country's treatment to each account you hold — the withholding a foreign dividend already suffered, and what your own country still wants on top.

How it works

Three steps, no spreadsheet archaeology.

01 · Import your statement

Export from your broker, drop the file in. No passwords handed to an aggregator, no new bookkeeping habit.

02 · It works out the rest

Live prices, your own currency, dividends ahead and behind, and the tax each account actually owes.

03 · See where you stand

What you hold, what it earned, what is coming — and eventually the flat and the company beside it.

Illustrative preview — not real data

Ratio Radar™ · company · planned

The same reading, pointed at your company.

Ratio Radar™ is the method, not one fixed set of axes: six things that decide whether you are fine, each scored 0 to 10, drawn as one shape you can read in a second. The radar at the top of this page runs it over a portfolio. These six run it over the company you are building — same reading, different questions.

  • Cash runway — how many months you actually have left.
  • Grants — non-dilutive funding, tracked separately from burn.
  • Traction — is the product moving, not just the roadmap.
  • Team — capacity and continuity, unpaid or not.
  • Compliance — the boring stuff that stops deals when ignored.
  • Market opportunity — is there a real market underneath the traction, not just a hopeful TAM slide.

Get notified

Be the first to see it launch.

No spam, one email when it's ready to try.